Exhibit 1.  AD&Co. and dealer OAS (market assumptions for 10/05/2007)

Exhibit 1.  AD&Co. and dealer OAS (market assumptions for 10/05/2007)

Although AD&Co. is not aiming to replicate the market, it is clear that the AD&Co. OAS model operating with a SATO tuning of 1.0 is close to the market’s average.

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