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Tuning Support

ARM Product Specific (Standard vs IO) Tuning Recommendations for v5.2f - v5.2g


ADJUSTABLE RATE AGENCY LOAN TYPES

Loan Type Scale Refi Tuning Start Year Tuning Start Month Tuning End Year Tuning End Month Tuning Ramp Months Tuning Fade Months
FN 3/1 Standard 0.6 1 2007 6 2010 12 12 24
FN 3/1 IO 0.45 1 2007 6 2010 12 12 24
FN 5/1 Standard 0.6 1 2007 6 2010 12 12 24
FN 5/1 IO 0.4 1 2007 6 2010 12 12 24
FN 7/1 Standard 1 0.8 2007 6 2010 12 12 24
FN 7/1 IO 1 0.3 2007 6 2010 12 12 24
FN 10/1 Standard 1 0.5 2007 6 2010 12 12 24
FN 10/1 IO 1 0.5 2007 6 2010 12 12 24
FG 3/1 Standard 0.6 1 2007 6 2010 12 12 24
FG 3/1 IO 0.4 1 2007 6 2010 12 12 24
FG 5/1 Standard 0.55 1 2007 6 2010 12 12 24
FG 5/1 IO 0.4 1 2007 6 2010 12 12 24
FG 7/1 Standard 1 0.65 2007 6 2010 12 12 24
FG 7/1 IO 0.8 0.3 2007 6 2010 12 12 24
FG 10/1 Standard 1 0.7 2007 6 2010 12 12 24
FG 10/1 IO 1 0.5 2007 6 2010 12 12 24

All Agency loan types with parameters not listed above should be set to 1.0 with the exception of slide which should be set to 0.

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© 2012 Andrew Davidson & Co., Inc.