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Turning mortgage data into investment insight since
1992
About Us
We develop and license prepayment and credit models, as well as risk measurement tools that are used as benchmark analytics by top mortgage and commercial banks, insurance companies, mortgage insurers, reinsurers, credit unions, broker-dealers, and investment management firms. Since our inception, we have provided our clients with high-quality models, applications, consulting services, research, and thought leadership all aimed at yielding advanced, quantitative solutions for an array of financial and investment management needs.
When you license one of our models or applications, you're getting much more than top-rate analytics.
State-of-the-art models & customizable applications
that are validated and backtested, and powered by our LoanDynamics Model.
More than a quarter-century of corporate expertise.
AD&Co clients have the opportunity to work closely with top innovators in the field and access to a vast repository of institutional knowledge.
Responsive and comprehensive customer support
that doesn't end when the contract is signed. We support you for the lifetime of your license or consulting agreement.
Behind the client portal
you'll have client-only access to detailed product documentation, validation resources, model trend reports, AD&Co's dynamic performance reporting tool and much more.
Access to the whole range of our publications
including The Pipeline, our newsletter focused on recent trends, changes and advances in the mortgage investor's market; and Quantitative Perspectives, our colorful whitepapers that take a deep dive into important issues related to the mortgage and derivatives markets.
the pipeline
Welcome to the Pipeline, Andrew Davidson & Co., Inc.‘s newsletter, a “pipeline” of relevant and useful information, focused on recent trends, changes, and advances in the mortgage investor’s market.
Issue No.
192
As 2025 closes, we have a rates environment that is range-bound but with significant uncertainty as to direction. Additionally, house price growth has become quite differentiated across regions, with multiple states showing anemic/flat to slightly decreasing HPI and others continuing to grow at “normal” rates. In most locations, borrowers who purchased several years ago are sitting on plenty of…
More Pipeline Articles
Our Values
Our culture is rooted in the core values of humanity, inclusivity, dedication, citizenship, creativity, and integrity.
In an industry where profit is often put ahead of people, since 1992, we have demonstrated that a business based on people-first values may not only survive, but can also thrive."
— Andy Davidson
More on Our Values →