Our Company


Andrew Davidson & Co., Inc. (AD&Co) is a leading provider of analytical intelligence solutions for residential loans and mortgage-backed securities. Founded in 1992 by Andrew Davidson, we are internationally recognized for our leadership in the development of financial research and analytics, mortgage-backed securities product development, valuation and hedging, housing policy and GSE reform, and credit-risk transfer transactions. With 30 years of risk management experience and a deep base of market knowledge, our team of experts turn data into meaningful insights.

We develop and license prepayment and credit models, as well as risk measurement tools that are used as benchmark analytics by top mortgage and commercial banks, insurance companies, mortgage insurers, reinsurers, credit unions, broker-dealers and investment management firms. Since our inception, we have provided our clients with high-quality models, applications, consulting services, research and thought leadership all aimed at yielding advanced, quantitative solutions for an array of financial and investment management needs.

The success of our firm has also triggered growth, as over the years, we have expanded in size and scope. Beginning with three employees in our New York City headquarters, we are now more than 40 employees located in New York, North Carolina, and California. We are also expanding our risk intelligence offerings by leveraging our analytical work in mortgages and applying it to other asset finance areas.

Please visit here to learn more about our staff or visit here to learn more about joining our team.



Andy Davidson




NY Office

New York Office

Raleigh Office

Raleigh Office