Andrew Davidson shared his perspective on credit score modernization and the outlook for mortgage prepayments in a recent conversation with Marissa Lobo, a mortgage REIT analyst with UBS.

The talk was titled "Beyond FICO: Vantage Scores, Borrower Behavior and Market Implications with Andrew Davidson" and held on Tuesday, September 29, 2026 from 11:00AM – 12:00PM ET.

Here is a summary of the conversation*
 

*Source: Beyond FICO: Vantage Scores, Borrower Behavior and Market Implications with Andrew Davidson © UBS 2026 All rights reserved. Reproduced with permission.