What does it mean to be mentally healthy? The answer is different for everyone. With all the extra anxiety that many of us have experienced since 2020, whether from uncertainty about COVID-19 or from other experiences that may be new to us, it’s important to acknowledge that it’s alright to not feel alright. Fortunately, there are numerous resources that are available locally, nationally, and in some cases through your workplace or benefits package. We might start by finding out what makes us feel better.

Today marks the publication of Chris Widman's Quantitative Perspective, a comprehensive article on the newest member of our LoanDynamics suite, the Auto LoanDynamics Model. Auto LDM will be integrated into vendor systems and AD&Co tools, allowing users to perform analysis on auto loan and ABS positions.

Since 1970, April 22nd has been the annual day to appreciate our planet and recognize the importance of protecting it.  But more and more, we realize that everyday needs to be Earth Day, and that we need to take better care of the place that gives us life.

To seek "causes" of poverty in this way is to enter an intellectual dead end because poverty has no causes. Only prosperity has causes. – Jane Jacobs, Activist and Author

CRTcast, a new podcast series under Freddie Mac’s Home Starts Here programming, focuses on credit risk transfer (CRT) and it’s three spokes: securities, (re)insurance and mortgage insurance. Freddie Mac leadership together with CRT industry experts cover current and relevant topics.

We are proud to announce that Richard Cooperstein has accepted the position of co-chair of the Structured Finance Association’s (SFA) Regulatory Capital & Liquidity committee. 

Today we acknowledge the Year of the Ox. Happy Lunar New Year! We stand in solidarity with the Asian community against all violence and racism. Here’s to a year of peace, health and prosperity.

This February, AD&Co celebrates a central part of American History—Black History. The richness of the contributions of the Black community as a whole, and innumerable remarkable individuals, can not be overstated.

The January 14, 2021 revisions of the Preferred Stock Purchase Agreements between the Treasury and the GSEs^[i] (Government Sponsored Enterprises) along with the Treasury Department Blueprint on Next Steps for GSE^[ii] Reform perhaps represent the end of a decade- long effort to create multiple competitive enterprises and end the government support of the GSEs.

Martin Luther King, Jr. was a great leader and inspirational speaker. His wisdom can serve as a guide for as long as we remember him. Andrew Davidson & Co would like to acknowledge a fraction of what he gave us with two relevant quotes that seem fitting in 2021.